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Closing costs are fees that are charged in connection with a real estate transaction. These fees are charged to the buyer, the seller, or both. The closing costs are different from the down payment on the house. The down payment…
VA does not lend the money for your mortgage….not any of the money. VA does, however, guarantee the loan in case of default. The maximum guarantee is 25% – which means a lot to the companies that are lending the…
As with many things in life, the VA loans program is pretty straightforward on the surface, but once you get into the particular details, some aspects can start to get confusing. But that’s why Fortress VA Loans is here –…
While it would be shortsighted and illogical to say that the sacrifices made by one military member and their family are greater or more important than those made by any other service member, it’s certainly true that some people leave…
Many professionals will help you along your journey to becoming a home owner. For most home buyers, one of the most important of these people is a real estate agent. Some people choose not to contract the services of a…
It’s likely you’ve heard of a short sale before, but you may not fully understand what it means. Short sales are often considered to be negative events, but this depends on your relation to the sale, your financial situation, and…
Although first-time home buyers may not realize it at first, any reputable mortgage lender will require them to take out a home owner’ insurance policy (sometimes also known as hazard insurance) on their new home. All VA-approved lenders enforce this…
If you’ve never bought a home before, “escrow” may be a new word to you. Even if you’ve heard the term before, you may find it scary or think it’s a bad thing; these tend to be common perceptions among…
