At FortressVALoans.com, we want every Veteran to be able to own the home of their dreams. However, if you’re not sure if you’re eligible for Veteran loans, you might be left wondering just how to start the process. If you have questions about your eligibility for VA mortgages or Veteran loan refinancing, we can help! Already know you’re eligible for a VA loan? Get started here.
While most service members do qualify for a Veteran home loan, there are requirements that must be met before a Veteran mortgage can be granted. Our Veteran home loan experts can help you determine whether you’re entitled to use this amazing benefit to purchase a home. In general, most people need to meet one of these Veteran home loan eligibility requirements:
There are many different scenarios for determining your VA loan eligibility. If you’re not sure if you qualify, please contact your local Veteran loan expert at (888) 383-5002 or email@example.com for help. At FortressVALoans.com, VA loans are what we do and we can answer any question you have accurately and honestly.
The first thing Veterans need to do is to get their certificate of eligibility or COE. If you’re not sure where you can find this, call us. We have access to the Web LGY System, which means we can easily access your VA loan COE with just a little information (and your permission, of course!). To request your VA loan COE, we just need your:
If you’re currently on active duty, there might be some confusion whether your Basic Allowance for Housing (BAH) can help you when you’re applying for a VA loan or VA loan refinance. It absolutely does! Knowing your BAH rate and choosing a home in that price range can make it easier to be approved. Don’t be discouraged if the home you love is above your BAH — it’s still possible to qualify.
Since a VA loan is such an incredible benefit for Veterans and service members, you do need to plan to live in the house you purchase! Most VA loan and VA refinancing beneficiaries need to occupy the home within 60 days, but there are special circumstances if you’re taken outside the area due to your job or military service.
If you have questions regarding the process, please visit our VA loan FAQ page, contact us at (888) 383-5002 or firstname.lastname@example.org, or get started by filling out our simple online prequalification form. A local VA mortgages specialist will contact you and answer any questions you may have about the entire process, and get you on the path toward homeownership today!